Life & Health

Established 1983

What If…?

Let Us Cover Your Loved Ones.

Have you thought about protecting your family’s future? Most likely, but you still need to consider all possible outcomes. What happens if you become ill? Medical expenses can quickly accrue, putting your loved ones in a financial pinch during a time when you could be unable to work. Fortunately, health insurance can step in to protect both your health and your family’s fiscal future.

If you pass away, a life insurance policy can take financial care of your loved ones. Your policy’s death benefit will be paid to your survivors tax-free, and can be used for a variety of expenses. These can include your funeral expenses, outstanding debts, estate taxes, education for your children, and more. You can even use your policy to ensure your family business ends up in the hands of the person you intend. Your policy can even provide benefits while you’re still living.

Contact us today for more information about health and life insurance, or fill out our online quote form.

Term

Term

Term life insurance pays a death benefit should you pass away during a certain specified period of time (i.e. the term).

Universal

Universal

This life insurance is both flexible and permanent, blending the affordability of term insurance with the savings element of a whole policy.

Traditional

Traditional

Under the Affordable Care Act, you can secure your individual or family policy during open enrollment each year.

Medicare Supplements

Medicare Supplements

If you are concerned your Medicare won’t cover all of your medical expenses, these supplements can offer you the full coverage you need.

Trip/Accident Coverage

Trip/Accident Coverage

Your next vacation shouldn’t be spoiled by an accident. This type of coverage will ensure you don’t bring the associated bills home with you.

Whole

Whole

Whole life insurance is permanent coverage that builds cash value during your lifetime.

Annuities

Annuities

Setting up annuities offers you the opportunity to guarantee income, as your annuities will pay a fixed sum of money to you annually for a length of time (e.g. the duration of your life).

Medical Savings Account

Medical Savings Account

This tax-advantaged account makes it easy for you to set aside money to cover medical expenses, including deductibles.

Long Term Care

Long Term Care

Protect your loved ones from the financial burden of having to care for you in your later years with long term care insurance.